Are CDHPs more geared toward the healthier and younger population?Are they effective for patients with chronic illnesses?Will they discourage the…

  • Are CDHPs more geared toward the healthier and younger population?
  • Are they effective for patients with chronic illnesses?
  • Will they discourage the use of preventative care and cause increased healthcare costs in the future?
  • After examining the above questions in your analysis, work around the following instructions and create a 8- to 10-page Microsft Word document:

  • Summarize the history of when, how, and why CDHPs were developed.
  • Explain HSA, HRA, and FSA with examples.
  • Examine different segments of the population. Describe which socioeconomic group is likely to benefit the most from CDHPs.
  • Explain the types of incentives to providers for efficiency in the delivery of healthcare services. Explain who bears the financial risk???the provider, the patient, or the CDHP.
  • Offer your recommendations for patients considering a CDHP, including which types are appropriate for which patients. Include your recommendations for each, to accept or decline, and also include your rationale behind such recommendations.

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